People First Bank

People First Bank is a leading Australian customer-owned banking organisation, formed through the merger of People’s Choice Credit Union and Heritage Bank in March 2023. This has created a new national mutual bank with approximately $24.5 billion in assets and 2,000 employees supporting more than 740,000 members. 

Our origins date back to 1875, making us one of Australia’s longest-running financial institutions. We maintain a strong connection to our local communities with dual head offices in Adelaide and Toowoomba and significant community programs such as the People First Community Lottery and People First Bank Charitable Foundation. 

While we continue to operate under the People’s Choice and Heritage Bank brands in the interim period, we have begun rolling out our new People First Bank brand in 2024. 

People First Bank is resetting the way Australians think about banking as an award-winning national alternative to the major banks.